An overstuffed wallet is a common organizing challenge these
days. We still need to carry some cash, we have to have plenty of
identification and payment plastic, and it seems as if every store
wants to hand us a rewards card. Add membership cards and a few
photos and you’ve got a fruitcake-sized package weighing down your
purse or back pocket.

Not only is it a drag to have to sift through all that to find
your identification at airport security or your credit card at the
check-out line, it’s bad for your body to lug around so much weight
— all those slim little bits of plastic add up. If you carry a
heavy purse, you’ll throw your back out of alignment. If you sit
day in and day out with one buttock lifted on a hillock of wallet,
you’re in for even more skeletal trouble. An observant chiropractor
recently told a male client of mine, “Thin out that wallet of yours
and your back pain will disappear.”

Since the holidays tend to lighten a wallet considerably anyway,
why not also give it a thorough decluttering. Here are some

One of my new favorite gadgets is the Real Simple Card Wheel, a
low-tech item that corrals all those extra cards that you might
like to have with you but that stuff your wallet to the point of
bursting. Likely candidates for the card wheel are extra credit
cards, rewards cards and membership cards that you use
infrequently. You can find the card wheel at Target and other
stores or at

We so rarely need coins anymore that if your wallet has a coin
compartment, you might want to empty that and just keep a roll of
quarters in the car for the occasional parking meter feeding. You
can bank your coins at home or turn them in regularly at the
grocery store. If I’m handed coin change, I immediately feed the
nearest tip or donation jar and “pay it forward.”

Now that many of us have smartphones to store photographs,
carrying a wad of family pictures in yellowed plastic sleeves is a
phenomenon of a bygone era for some. The good news: Digital photos
are weightless. The bad news: You’ve got to keep the phone

Once you’ve streamlined your wallet, take a look at what’s left.
Is the wallet the right size and style for what you’ve decided is a
“must carry”? For men, the combination money clip with a pocket for
a few credit cards is slim and efficient. Carry it in a front
pocket and you eliminate the uneven buns problem that can lead to a
sore back of those who sit at a desk all day.

For women, the Lodis wallet is elegant and light (
Less expensive versions that are very similar are widely available.
For the complete minimalist, Tory Burch has the “Robinson” card
holder that can accommodate a few cards and folded bills. It also
has a compartment with a clear window for a photo ID that is

Wallets make excellent Christmas gifts and a wallet that’s heavy
on style, light on clutter is a nice way to begin a prosperous new